A credit union I used to do business with had banks like this available to people for opening new accounts. Banks do this to stir up new business…offering the cliche toaster. The problem is it causes current customers to open unnecessary accounts or accounts and open others just to get the thing. This just creates a lot of paperwork and generally doesn’t help the customer. It would have been better to the item to offer current customers for starting or increasing a monthly deposit into their savings. But that wasn’t the deal. So I left my accounts as they were and picked up this guy for $10 at The Container Store. Usually there are better versions of the items the bank is offering in the store. If you need one of whatever it is, you’re better off skipping the off brand gizmo and picking one up at Target. It won’t have the bank’s name imprinted but who cares?